Loan Against Car

Loan Against Car

Drive your dream car without breaking your budget. Get easy Loan upto 200% on pre-owned cars with quick approvals and flexible EMIs.

From 9.0%
Interest Rate
Up to 90%
Loan Value
Up to 7 Years
Tenure
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Find 100+ choices, all in one place

Credit cards simplified

Sukhloans offers over 100 credit card options from Top banks with different benefits, offers, and rewards tailored to your needs. Explore and compare our options to find the one that best suits your lifestyle.

Life-time free credit card options
Exclusive offers & discounts
Fully digital process
No hidden charges

Earn rewards with every spend

Explore the features and benefits of getting a credit card with Sukhloans

  • Get cashbacks

    Get cashback on Swiggy, Ola, Myntra and many more purchases.

  • Get lounge access

    Get lounge accesses for domestic and international airports.

  • Earn reward points

    Get reward points on UPI transactions, bill payments and recharges.

  • Get free movie & flight tickets

    Pick from top travel and entertainment card options.

  • Enjoy lifetime for free

    Get a credit card with no annual fees, ever.

  • Get high credit limit ₹10 lakhs

    Access a high credit limit of up to ₹10 lakhs.

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Interest rates and charges

Credit cards generally come with joining and annual fees, determined by the issuer and the card variant. Additional charges, like finance fees, cash withdrawal fees, or late payment charges may also apply based on the usage. Visit the issuing bank's website for complete details.

Loan Against Car EMI Calculator

Calculate EMI for your Car easily

₹5,00,000
₹10K₹1 Cr
3 Years
1 Year7 Years
10.99%
7%25%

Monthly EMI

₹0
Total
₹0
Principal Amount
₹5,00,000
Total Interest
₹0

Loan Against Car Eligibility

Find out if you meet the eligibility criteria to unlock quick and affordable car loans with minimal documentation.

Age

Applicants must be between 18–63 years. The age should not exceed 65 years at the end of the loan tenure.

Employment Status

Eligible for salaried, self-employed professionals, and pensioners with a steady income source.

Minimum Income

A minimum monthly income of ₹15,000 is required to qualify for a loan against your car.

Credit Score

A credit score of 650 or above is preferred to ensure smooth approval and better loan terms.

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Find the Right Credit Card for Your Lifestyle

At SukhLoans, we help you choose the perfect credit card that matches your spending habits and financial goals. Whether you want cashback on daily purchases, reward points for shopping, or exclusive travel privileges, we’ve got a card for every need.

Loan Against Car

LOAN AGAINST CAR

SukhLoans

Unlock the Value of Your Car — Without Selling It

Need quick funds? Get a loan against your existing car without giving up ownership. Enjoy fast approval, low interest, and flexible repayment options. Keep driving your car while using its value to meet your financial goals.

BENEFITS & FEATURES

  • Up to 150% of car’s current value
  • Low interest rates starting from 8.5%
  • Minimal paperwork & same-day approval
  • Continue using your car throughout the loan

Am I eligible for a credit card? Let's find out.

Eligibility criteria can differ from one bank to another, and even between different types of credit cards offered by the same issuer. However, here are the common requirements most applicants need to meet:

Age

You must be at least 18 years old. Some premium cards may require a higher minimum age.

Credit Score

A credit score of 700 or above is generally preferred for faster approval and better credit limits.

Citizenship

Applicants should be Indian citizens or residents holding valid proof of identity and address.

Income

A steady source of income is required — either from a job or self-employment. The minimum income criteria vary depending on the bank and type of credit card.

4-Quick steps to get a credit card

Follow these simple steps to apply for a credit card:

Step 01

Get an eligibility check

Share your contact and address details over a short form.

Step 02

Compare and choose

Pick from a list of eligible card types from various issuing banks.

Step 03

Share a few more details

Share your personal and income details and complete your KYC.

Step 04

Get doorstep delivery

Receive your card at your doorstep within a few days.

Our Partners

We collaborate with leading banks to offer you a wide range of credit card options.

  • American Express
  • AU Small Finance Bank
  • Axis Bank
  • Bank of Baroda
  • HDFC
  • HSBC
  • IDFC First Bank
  • Indusland Bank
  • SBI
  • SBM
  • SCB

Frequently Asked Questions

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