Smart Credit Cards

Up to 5%

Cashback

Unlimited

Rewards

Lifetime

Lounge Access

Find 100+ choices, all in one place

Credit cards simplified

Sukhloans offers over 100 credit card options from Top banks with different benefits, offers, and rewards tailored to your needs. Explore and compare our options to find the one that best suits your lifestyle.

Life-time free credit card options

Exclusive offers & discounts

Fully digital process

No hidden charges

Earn rewards with every spend

Explore the features and benefits of getting a credit card with Sukhloans

Get cashbacks
Get cashback on Swiggy, Ola, Myntra and many more purchases.
Get lounge access
Get lounge accesses for domestic and international airports.
Earn reward points
Get reward points on UPI transactions, bill payments and recharges.
Get free movie & flight tickets
Pick from top travel and entertainment card options.
Enjoy lifetime for free
Get a credit card with no annual fees, ever.
Get high credit limit ₹10 lakhs
Access a high credit limit of up to ₹10 lakhs.

Find the Right Credit Card for Your Lifestyle

At SukhLoans, we help you choose the perfect credit card that matches your spending habits and financial goals. Whether you want cashback on daily purchases, reward points for shopping, or exclusive travel privileges, we’ve got a card for every need.

Rewards Credit Cards

Earn reward points every time you spend and redeem them for shopping vouchers, exciting gifts, or exclusive discounts.

Best For:

Frequent shoppers who love maximizing every purchase.

Cashback Credit Cards

Enjoy instant cashback on your everyday expenses — including UPI payments, groceries, and online shopping.

Best For:

Individuals who prefer direct savings on every transaction.

Travel Credit Cards

Collect air miles, access complimentary airport lounges, and enjoy discounts on flight and hotel bookings.

Best For:

Frequent travelers who value comfort and savings on trips.

Fuel Credit Cards

Save more every time you refuel with cashback offers and reward points on petrol or diesel purchases.

Best For:

People with high monthly fuel expenses.

Premium Credit Cards

Experience luxury benefits such as 24x7 concierge services, higher reward rates, and exclusive entry to premium events.

Best For:

High-income individuals seeking elite privileges.

Secured Credit Cards

Linked to a fixed deposit, these cards are ideal for building or improving your credit history with minimal risk.

Best For:

Beginners or those rebuilding their credit score.

Student Credit Cards

Designed for students and first-time card users, these cards offer low interest rates and basic rewards to help develop financial discipline.

Best For:

Students starting their credit journey.

Business Credit Cards

Manage company expenses efficiently and earn attractive rewards on business purchases and travel.

Best For:

Entrepreneurs and business professionals.

Balance Transfer Credit Cards

Transfer high-interest debt from other cards and enjoy lower interest rates to pay off your balance faster.

Best For:

Individuals looking to manage and reduce credit card debt.

Am I eligible for a credit card? Let's find out.

Eligibility criteria can differ from one bank to another, and even between different types of credit cards offered by the same issuer. However, here are the common requirements most applicants need to meet:

Age

You must be at least 18 years old. Some premium cards may require a higher minimum age.

Credit Score

A credit score of 700 or above is generally preferred for faster approval and better credit limits.

Citizenship

Applicants should be Indian citizens or residents holding valid proof of identity and address.

Income

A steady source of income is required — either from a job or self-employment. The minimum income criteria vary depending on the bank and type of credit card.

4-Quick steps to get a credit card

Follow these simple steps to apply for a credit card:

Step 01

Get an eligibility check

Share your contact and address details over a short form.

Step 02

Compare and choose

Pick from a list of eligible card types from various issuing banks.

Step 03

Share a few more details

Share your personal and income details and complete your KYC.

Step 04

Get doorstep delivery

Receive your card at your doorstep within a few days.

Interest rates and charges

Credit cards generally come with joining and annual fees, determined by the issuer and the card variant. Additional charges, like finance fees, cash withdrawal fees, or late payment charges may also apply based on the usage. Visit the issuing bank's website for complete details.